Complete guide to Pradhan Mantri Yojana schemes by PM Narendra Modi. Covers Awas Yojana, Jan Dhan, MUDRA, LPG Pahal, Swachh Bharat, Beti Bachao Beti Padhao, Atal Pension Yojana and more. Duration: 11 min 40 sec.
Video Transcript
In this video we give you a complete overview of the top Pradhan Mantri Yojana schemes launched by Prime Minister Narendra Modi for the benefit of all citizens of India.
Pradhan Mantri Awas Yojana aims to provide affordable housing to families in rural and urban areas who do not have a permanent home. Eligible families can apply for a government subsidy on home loans through this scheme.
Jan Dhan Yojana focuses on bringing every Indian household into the banking system. It allows you to open a bank account with zero balance, get a RuPay debit card and access insurance and pension benefits.
MUDRA Yojana provides small business loans to micro and small enterprises without collateral. Loans are available in three categories: Shishu up to fifty thousand rupees, Kishor up to five lakh rupees and Tarun up to ten lakh rupees.
LPG Subsidy Pahal transfers the cooking gas subsidy directly to the bank accounts of beneficiaries. This removes middlemen and ensures the subsidy reaches the right people.
Smart City Mission and Digital India are flagship programmes aimed at building digital infrastructure, making government services available online and improving urban living across India.
Namami Ganga is the government programme to clean and rejuvenate the river Ganga. Swachh Bharat Abhiyan aims to eliminate open defecation and improve sanitation across the country.
Atal Pension Yojana provides a guaranteed pension to workers in the unorganised sector after the age of sixty. Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana offer affordable life and accident insurance.
Beti Bachao Beti Padhao focuses on improving the welfare and education of the girl child. The Soil Health Card scheme helps farmers understand their soil conditions and use the right fertilisers for better crop yield.
What is Pradhan Mantri Yojana?
Pradhan Mantri Yojana refers to welfare and development schemes launched by the Prime Minister of India for citizens across all sections of society. These schemes cover housing, banking, agriculture, healthcare, education, women empowerment and small business support. The official list of all active schemes is available at pmindia.gov.in. Key schemes covered in this video include Pradhan Mantri Awas Yojana, Jan Dhan Yojana, MUDRA Yojana, LPG Subsidy Pahal, Smart City Mission, Digital India, Namami Ganga, Swachh Bharat Abhiyan, Atal Pension Yojana, Beti Bachao Beti Padhao, Jeevan Jyoti Bima Yojana, Soil Health Card and HRIDAY Yojana.
11 Steps to Find and Apply for a Pradhan Mantri Yojana
- Go to pmindia.gov.in and click on PM Schemes to see the full list of active government schemes.
- Browse the list and find the scheme that fits your need such as housing, pension, banking, farming or small business loans.
- Click on the scheme to read the full details, objectives and eligibility criteria.
- Check if you meet the eligibility conditions such as income limit, age, state of residence or occupation.
- Note the official scheme website or helpline number listed on the PM India page.
- Visit the official scheme website and click on Apply Now or Register.
- Create an account or log in using your Aadhaar number or registered mobile number.
- Fill in the application form with correct personal details, address and income information.
- Upload scanned copies of the required documents such as Aadhaar card, income certificate and bank passbook.
- Submit the application and note your Application Reference Number.
- Track your application status using the reference number on the scheme website or at your nearest Common Service Centre.
Things to Keep in Mind
- Always apply through the official scheme website or a government-authorised Common Service Centre. Avoid agents who charge fees for scheme registration as most schemes are free to apply for.
- Keep your Aadhaar card linked to your bank account before applying. Most PM schemes transfer benefits directly to bank accounts and require Aadhaar-linked accounts for this.
- Read the eligibility criteria carefully before applying. Submitting an application without meeting the criteria wastes time and can lead to blacklisting for future applications.
- Save your Application Reference Number immediately after submission. You cannot track your application or raise complaints without it.
- Scheme guidelines and eligibility criteria can change from year to year. Always check the official website for the latest information before applying.
Tips for a Successful Scheme Application
- Apply well before any deadline. Government portal traffic is high near closing dates and websites sometimes slow down or go offline.
- Scan documents at a minimum of 150 DPI in colour. Low-quality uploads are rejected automatically by most government portals.
- If you struggle with the online process, visit your nearest Common Service Centre (CSC). Operators there can apply on your behalf at a small government-fixed charge.
- After applying, check your registered mobile number for SMS alerts. Most scheme portals send status updates directly by SMS.
Frequently Asked Questions
What is Pradhan Mantri Yojana?
Pradhan Mantri Yojana refers to government welfare schemes launched by the Prime Minister of India. These schemes cover housing, banking, agriculture, healthcare, education, women empowerment and more. Key examples include Pradhan Mantri Awas Yojana, Jan Dhan Yojana, MUDRA Yojana and Swachh Bharat Abhiyan.
How do I check if I am eligible for a Pradhan Mantri Yojana?
Visit pmindia.gov.in and open the scheme you are interested in. Each scheme page lists detailed eligibility criteria including income limits, age requirements, occupation and state of residence. Read these carefully before applying.
Can I apply for Pradhan Mantri Yojana online?
Yes, most Pradhan Mantri Yojana schemes have online applications through their official scheme websites. You can also apply through the Common Service Centres (CSC) available in most towns and villages across India if you need assistance.
What documents are needed to apply for government schemes?
Most Pradhan Mantri Yojana schemes require an Aadhaar card, bank account passbook, income certificate and a passport-size photograph. Specific schemes may also require a caste certificate, land ownership document or BPL card depending on the scheme type.
How do I track the status of my Pradhan Mantri Yojana application?
After submitting your application, you receive an Application Reference Number. Use this number to check your status on the official scheme website. You can also visit your nearest Common Service Centre or call the scheme helpline for updates.